Official DoD ratesHousing area TX415 · 33 ZIP codes · last verified 2026-10-31
Waco, TX
BAH 2026
Monthly Basic Allowance for Housing in Waco, TX for every pay grade. An E-5 gets $1,755 with dependents and $1,440 without.
| Pay grade | With dependents | Without dependents | Per year (with) |
|---|---|---|---|
| Enlisted | |||
| E-1 | $1,617 | $1,404 | $19,404 |
| E-2 | $1,617 | $1,404 | $19,404 |
| E-3 | $1,617 | $1,404 | $19,404 |
| E-4 | $1,617 | $1,404 | $19,404 |
| E-5 | $1,755 | $1,440 | $21,060 |
| E-6 | $2,097 | $1,572 | $25,164 |
| E-7 | $2,199 | $1,650 | $26,388 |
| E-8 | $2,310 | $1,830 | $27,720 |
| E-9 | $2,496 | $1,926 | $29,952 |
| Warrant officers | |||
| W-1 | $2,118 | $1,590 | $25,416 |
| W-2 | $2,244 | $1,827 | $26,928 |
| W-3 | $2,382 | $1,938 | $28,584 |
| W-4 | $2,538 | $2,118 | $30,456 |
| W-5 | $2,730 | $2,223 | $32,760 |
| Officers with 4+ years enlisted | |||
| O-1E | $2,217 | $1,752 | $26,604 |
| O-2E | $2,361 | $1,902 | $28,332 |
| O-3E | $2,568 | $2,091 | $30,816 |
| Officers | |||
| O-1 | $1,803 | $1,473 | $21,636 |
| O-2 | $2,094 | $1,713 | $25,128 |
| O-3 | $2,379 | $1,971 | $28,548 |
| O-4 | $2,793 | $2,199 | $33,516 |
| O-5 | $3,093 | $2,319 | $37,116 |
| O-6 | $3,117 | $2,361 | $37,404 |
| O-7 | $3,138 | $2,400 | $37,656 |
| O-8 | $3,138 | $2,400 | $37,656 |
| O-9 | $3,138 | $2,400 | $37,656 |
| O-10 | $3,138 | $2,400 | $37,656 |
Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.
Other housing areas in Texas
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Source:
- DTMO — BAH Rate Lookup and 2026 rate file (BAH-ASCII-2026.zip) (downloaded 31.10.2026)
- DTMO — Basic Allowance for Housing (2026)