Official DoD ratesHousing area TN268 · 85 ZIP codes · last verified 2026-10-31
Memphis, TN
BAH 2026
Monthly Basic Allowance for Housing in Memphis, TN for every pay grade. An E-5 gets $2,154 with dependents and $1,719 without.
| Pay grade | With dependents | Without dependents | Per year (with) |
|---|---|---|---|
| Enlisted | |||
| E-1 | $1,992 | $1,530 | $23,904 |
| E-2 | $1,992 | $1,530 | $23,904 |
| E-3 | $1,992 | $1,530 | $23,904 |
| E-4 | $1,992 | $1,530 | $23,904 |
| E-5 | $2,154 | $1,719 | $25,848 |
| E-6 | $2,319 | $1,839 | $27,828 |
| E-7 | $2,337 | $1,995 | $28,044 |
| E-8 | $2,346 | $2,193 | $28,152 |
| E-9 | $2,376 | $2,232 | $28,512 |
| Warrant officers | |||
| W-1 | $2,334 | $1,944 | $28,008 |
| W-2 | $2,343 | $2,190 | $28,116 |
| W-3 | $2,355 | $2,238 | $28,260 |
| W-4 | $2,394 | $2,310 | $28,728 |
| W-5 | $2,484 | $2,322 | $29,808 |
| Officers with 4+ years enlisted | |||
| O-1E | $2,340 | $2,151 | $28,080 |
| O-2E | $2,349 | $2,220 | $28,188 |
| O-3E | $2,409 | $2,307 | $28,908 |
| Officers | |||
| O-1 | $2,181 | $1,824 | $26,172 |
| O-2 | $2,316 | $2,103 | $27,792 |
| O-3 | $2,352 | $2,253 | $28,224 |
| O-4 | $2,508 | $2,313 | $30,096 |
| O-5 | $2,643 | $2,325 | $31,716 |
| O-6 | $2,661 | $2,328 | $31,932 |
| O-7 | $2,679 | $2,343 | $32,148 |
| O-8 | $2,679 | $2,343 | $32,148 |
| O-9 | $2,679 | $2,343 | $32,148 |
| O-10 | $2,679 | $2,343 | $32,148 |
Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.
Other housing areas in Tennessee
Chattanooga, TNJohnson City/Kingsport, TNKnoxville, TNNashville, TN
Source:
- DTMO — BAH Rate Lookup and 2026 rate file (BAH-ASCII-2026.zip) (downloaded 31.10.2026)
- DTMO — Basic Allowance for Housing (2026)