Official DoD ratesHousing area TN266 · 36 ZIP codes · last verified 2026-10-31
Chattanooga, TN
BAH 2026
Monthly Basic Allowance for Housing in Chattanooga, TN for every pay grade. An E-5 gets $1,986 with dependents and $1,629 without.
| Pay grade | With dependents | Without dependents | Per year (with) |
|---|---|---|---|
| Enlisted | |||
| E-1 | $1,863 | $1,446 | $22,356 |
| E-2 | $1,863 | $1,446 | $22,356 |
| E-3 | $1,863 | $1,446 | $22,356 |
| E-4 | $1,863 | $1,446 | $22,356 |
| E-5 | $1,986 | $1,629 | $23,832 |
| E-6 | $2,397 | $1,797 | $28,764 |
| E-7 | $2,445 | $1,863 | $29,340 |
| E-8 | $2,490 | $2,073 | $29,880 |
| E-9 | $2,631 | $2,193 | $31,572 |
| Warrant officers | |||
| W-1 | $2,418 | $1,830 | $29,016 |
| W-2 | $2,463 | $2,070 | $29,556 |
| W-3 | $2,523 | $2,208 | $30,276 |
| W-4 | $2,670 | $2,403 | $32,040 |
| W-5 | $2,856 | $2,454 | $34,272 |
| Officers with 4+ years enlisted | |||
| O-1E | $2,448 | $1,983 | $29,376 |
| O-2E | $2,511 | $2,166 | $30,132 |
| O-3E | $2,700 | $2,391 | $32,400 |
| Officers | |||
| O-1 | $2,043 | $1,734 | $24,516 |
| O-2 | $2,394 | $1,950 | $28,728 |
| O-3 | $2,520 | $2,247 | $30,240 |
| O-4 | $2,916 | $2,436 | $34,992 |
| O-5 | $3,201 | $2,460 | $38,412 |
| O-6 | $3,228 | $2,499 | $38,736 |
| O-7 | $3,249 | $2,541 | $38,988 |
| O-8 | $3,249 | $2,541 | $38,988 |
| O-9 | $3,249 | $2,541 | $38,988 |
| O-10 | $3,249 | $2,541 | $38,988 |
Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.
Other housing areas in Tennessee
Johnson City/Kingsport, TNKnoxville, TNMemphis, TNNashville, TN
Source:
- DTMO — BAH Rate Lookup and 2026 rate file (BAH-ASCII-2026.zip) (downloaded 31.10.2026)
- DTMO — Basic Allowance for Housing (2026)