Official DoD ratesHousing area MI156 · 35 ZIP codes · last verified 2026-10-31
Saginaw, MI
BAH 2026
Monthly Basic Allowance for Housing in Saginaw, MI for every pay grade. An E-5 gets $1,503 with dependents and $1,128 without.
| Pay grade | With dependents | Without dependents | Per year (with) |
|---|---|---|---|
| Enlisted | |||
| E-1 | $1,329 | $1,080 | $15,948 |
| E-2 | $1,329 | $1,080 | $15,948 |
| E-3 | $1,329 | $1,080 | $15,948 |
| E-4 | $1,329 | $1,080 | $15,948 |
| E-5 | $1,503 | $1,128 | $18,036 |
| E-6 | $1,749 | $1,311 | $20,988 |
| E-7 | $1,782 | $1,338 | $21,384 |
| E-8 | $1,818 | $1,560 | $21,816 |
| E-9 | $1,869 | $1,623 | $22,428 |
| Warrant officers | |||
| W-1 | $1,767 | $1,326 | $21,204 |
| W-2 | $1,797 | $1,557 | $21,564 |
| W-3 | $1,845 | $1,635 | $22,140 |
| W-4 | $1,878 | $1,749 | $22,536 |
| W-5 | $1,929 | $1,788 | $23,148 |
| Officers with 4+ years enlisted | |||
| O-1E | $1,785 | $1,500 | $21,420 |
| O-2E | $1,833 | $1,608 | $21,996 |
| O-3E | $1,887 | $1,740 | $22,644 |
| Officers | |||
| O-1 | $1,542 | $1,158 | $18,504 |
| O-2 | $1,746 | $1,449 | $20,952 |
| O-3 | $1,842 | $1,656 | $22,104 |
| O-4 | $1,938 | $1,773 | $23,256 |
| O-5 | $2,007 | $1,791 | $24,084 |
| O-6 | $2,022 | $1,821 | $24,264 |
| O-7 | $2,031 | $1,848 | $24,372 |
| O-8 | $2,031 | $1,848 | $24,372 |
| O-9 | $2,031 | $1,848 | $24,372 |
| O-10 | $2,031 | $1,848 | $24,372 |
Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.
Other housing areas in Michigan
Ann Arbor, MIBattle Creek/Kalamazoo, MIDetroit, MIGrand Haven, MIGrand Rapids, MILansing, MIMarquette, MISault Ste Marie, MITraverse City, MI
Source:
- DTMO — BAH Rate Lookup and 2026 rate file (BAH-ASCII-2026.zip) (downloaded 31.10.2026)
- DTMO — Basic Allowance for Housing (2026)