SPECOPSLAB
Official DoD ratesHousing area PA248 · 261 ZIP codes · last verified 2026-10-31

Philadelphia, PA/Camden, NJ
BAH 2026

Monthly Basic Allowance for Housing in Philadelphia, PA/Camden, NJ for every pay grade. An E-5 gets $2,691 with dependents and $2,091 without.

Open in the BAH calculator

Pay gradeWith dependentsWithout dependentsPer year (with)
Enlisted
E-1$2,448$1,893$29,376
E-2$2,448$1,893$29,376
E-3$2,448$1,893$29,376
E-4$2,448$1,893$29,376
E-5$2,691$2,091$32,292
E-6$2,979$2,232$35,748
E-7$3,000$2,457$36,000
E-8$3,009$2,754$36,108
E-9$3,111$2,832$37,332
Warrant officers
W-1$2,997$2,373$35,964
W-2$3,006$2,751$36,072
W-3$3,018$2,844$36,216
W-4$3,156$2,973$37,872
W-5$3,366$2,982$40,392
Officers with 4+ years enlisted
O-1E$3,003$2,688$36,036
O-2E$3,012$2,814$36,144
O-3E$3,189$2,970$38,268
Officers
O-1$2,733$2,205$32,796
O-2$2,976$2,613$35,712
O-3$3,015$2,871$36,180
O-4$3,435$2,976$41,220
O-5$3,759$2,985$45,108
O-6$3,789$2,988$45,468
O-7$3,816$3,018$45,792
O-8$3,816$3,018$45,792
O-9$3,816$3,018$45,792
O-10$3,816$3,018$45,792

Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.

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