Official DoD ratesHousing area FL063 · 19 ZIP codes · last verified 2026-10-31
Panama City, FL
BAH 2026
Monthly Basic Allowance for Housing in Panama City, FL for every pay grade. An E-5 gets $2,163 with dependents and $1,863 without.
| Pay grade | With dependents | Without dependents | Per year (with) |
|---|---|---|---|
| Enlisted | |||
| E-1 | $2,058 | $1,713 | $24,696 |
| E-2 | $2,058 | $1,713 | $24,696 |
| E-3 | $2,058 | $1,713 | $24,696 |
| E-4 | $2,058 | $1,713 | $24,696 |
| E-5 | $2,163 | $1,863 | $25,956 |
| E-6 | $2,442 | $1,959 | $29,304 |
| E-7 | $2,538 | $2,058 | $30,456 |
| E-8 | $2,643 | $2,223 | $31,716 |
| E-9 | $2,766 | $2,298 | $33,192 |
| Warrant officers | |||
| W-1 | $2,460 | $2,037 | $29,520 |
| W-2 | $2,580 | $2,220 | $30,960 |
| W-3 | $2,712 | $2,310 | $32,544 |
| W-4 | $2,787 | $2,460 | $33,444 |
| W-5 | $2,886 | $2,562 | $34,632 |
| Officers with 4+ years enlisted | |||
| O-1E | $2,556 | $2,160 | $30,672 |
| O-2E | $2,691 | $2,280 | $32,292 |
| O-3E | $2,802 | $2,433 | $33,624 |
| Officers | |||
| O-1 | $2,202 | $1,953 | $26,424 |
| O-2 | $2,439 | $2,133 | $29,268 |
| O-3 | $2,709 | $2,337 | $32,508 |
| O-4 | $2,913 | $2,538 | $34,956 |
| O-5 | $3,060 | $2,595 | $36,720 |
| O-6 | $3,084 | $2,691 | $37,008 |
| O-7 | $3,105 | $2,736 | $37,260 |
| O-8 | $3,105 | $2,736 | $37,260 |
| O-9 | $3,105 | $2,736 | $37,260 |
| O-10 | $3,105 | $2,736 | $37,260 |
Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.
Other housing areas in Florida
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Source:
- DTMO — BAH Rate Lookup and 2026 rate file (BAH-ASCII-2026.zip) (downloaded 31.10.2026)
- DTMO — Basic Allowance for Housing (2026)