Official DoD ratesHousing area NJ202 · 287 ZIP codes · last verified 2026-10-31
Northern New Jersey, NJ
BAH 2026
Monthly Basic Allowance for Housing in Northern New Jersey, NJ for every pay grade. An E-5 gets $4,749 with dependents and $3,561 without.
| Pay grade | With dependents | Without dependents | Per year (with) |
|---|---|---|---|
| Enlisted | |||
| E-1 | $4,275 | $3,207 | $51,300 |
| E-2 | $4,275 | $3,207 | $51,300 |
| E-3 | $4,275 | $3,207 | $51,300 |
| E-4 | $4,275 | $3,207 | $51,300 |
| E-5 | $4,749 | $3,561 | $56,988 |
| E-6 | $5,052 | $3,861 | $60,624 |
| E-7 | $5,073 | $4,299 | $60,876 |
| E-8 | $5,082 | $4,815 | $60,984 |
| E-9 | $5,235 | $4,896 | $62,820 |
| Warrant officers | |||
| W-1 | $5,070 | $4,113 | $60,840 |
| W-2 | $5,079 | $4,812 | $60,948 |
| W-3 | $5,097 | $4,908 | $61,164 |
| W-4 | $5,289 | $5,046 | $63,468 |
| W-5 | $5,529 | $5,067 | $66,348 |
| Officers with 4+ years enlisted | |||
| O-1E | $5,076 | $4,746 | $60,912 |
| O-2E | $5,088 | $4,878 | $61,056 |
| O-3E | $5,325 | $5,043 | $63,900 |
| Officers | |||
| O-1 | $4,791 | $3,801 | $57,492 |
| O-2 | $5,049 | $4,593 | $60,588 |
| O-3 | $5,094 | $4,938 | $61,128 |
| O-4 | $5,610 | $5,055 | $67,320 |
| O-5 | $5,991 | $5,070 | $71,892 |
| O-6 | $6,042 | $5,073 | $72,504 |
| O-7 | $6,093 | $5,163 | $73,116 |
| O-8 | $6,093 | $5,163 | $73,116 |
| O-9 | $6,093 | $5,163 | $73,116 |
| O-10 | $6,093 | $5,163 | $73,116 |
Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.
Other housing areas in New Jersey
Atlantic City, NJCape May, NJFort Monmouth/Earle NWS, NJJB McGuire-Dix-Lakehurst, NJPerth Amboy, NJTrenton, NJ
Source:
- DTMO — BAH Rate Lookup and 2026 rate file (BAH-ASCII-2026.zip) (downloaded 31.10.2026)
- DTMO — Basic Allowance for Housing (2026)