SPECOPSLAB
Official DoD ratesHousing area CA039 · 54 ZIP codes · last verified 2026-10-31

Monterey, CA
BAH 2026

Monthly Basic Allowance for Housing in Monterey, CA for every pay grade. An E-5 gets $3,465 with dependents and $2,844 without.

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Pay gradeWith dependentsWithout dependentsPer year (with)
Enlisted
E-1$3,249$2,493$38,988
E-2$3,249$2,493$38,988
E-3$3,249$2,493$38,988
E-4$3,249$2,493$38,988
E-5$3,465$2,844$41,580
E-6$3,867$3,054$46,404
E-7$4,218$3,258$50,616
E-8$4,599$3,549$55,188
E-9$4,956$3,717$59,472
Warrant officers
W-1$3,894$3,183$46,728
W-2$4,374$3,546$52,488
W-3$4,842$3,720$58,104
W-4$5,001$3,951$60,012
W-5$5,196$4,305$62,352
Officers with 4+ years enlisted
O-1E$4,293$3,462$51,516
O-2E$4,773$3,639$57,276
O-3E$5,031$3,861$60,372
Officers
O-1$3,519$3,030$42,228
O-2$3,864$3,396$46,368
O-3$4,824$3,723$57,888
O-4$5,259$4,245$63,108
O-5$5,565$4,464$66,780
O-6$5,613$4,821$67,356
O-7$5,658$4,908$67,896
O-8$5,658$4,908$67,896
O-9$5,658$4,908$67,896
O-10$5,658$4,908$67,896

Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.

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