Official DoD ratesHousing area KY109 · 105 ZIP codes · last verified 2026-10-31
Louisville, KY
BAH 2026
Monthly Basic Allowance for Housing in Louisville, KY for every pay grade. An E-5 gets $1,989 with dependents and $1,533 without.
| Pay grade | With dependents | Without dependents | Per year (with) |
|---|---|---|---|
| Enlisted | |||
| E-1 | $1,809 | $1,377 | $21,708 |
| E-2 | $1,809 | $1,377 | $21,708 |
| E-3 | $1,809 | $1,377 | $21,708 |
| E-4 | $1,809 | $1,377 | $21,708 |
| E-5 | $1,989 | $1,533 | $23,868 |
| E-6 | $2,274 | $1,704 | $27,288 |
| E-7 | $2,316 | $1,815 | $27,792 |
| E-8 | $2,364 | $2,052 | $28,368 |
| E-9 | $2,487 | $2,127 | $29,844 |
| Warrant officers | |||
| W-1 | $2,292 | $1,758 | $27,504 |
| W-2 | $2,334 | $2,049 | $28,008 |
| W-3 | $2,397 | $2,139 | $28,764 |
| W-4 | $2,523 | $2,277 | $30,276 |
| W-5 | $2,679 | $2,325 | $32,148 |
| Officers with 4+ years enlisted | |||
| O-1E | $2,322 | $1,986 | $27,864 |
| O-2E | $2,385 | $2,109 | $28,620 |
| O-3E | $2,547 | $2,265 | $30,564 |
| Officers | |||
| O-1 | $2,031 | $1,626 | $24,372 |
| O-2 | $2,271 | $1,932 | $27,252 |
| O-3 | $2,394 | $2,166 | $28,728 |
| O-4 | $2,730 | $2,310 | $32,760 |
| O-5 | $2,973 | $2,331 | $35,676 |
| O-6 | $2,997 | $2,373 | $35,964 |
| O-7 | $3,015 | $2,412 | $36,180 |
| O-8 | $3,015 | $2,412 | $36,180 |
| O-9 | $3,015 | $2,412 | $36,180 |
| O-10 | $3,015 | $2,412 | $36,180 |
Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.
Other housing areas in Kentucky
Fort Campbell, KYFort Knox, KYFrankfort, KYLexington, KYPaducah, KY
Source:
- DTMO — BAH Rate Lookup and 2026 rate file (BAH-ASCII-2026.zip) (downloaded 31.10.2026)
- DTMO — Basic Allowance for Housing (2026)