Official DoD ratesHousing area MA125 · 39 ZIP codes · last verified 2026-10-31
Essex Co, MA
BAH 2026
Monthly Basic Allowance for Housing in Essex Co, MA for every pay grade. An E-5 gets $3,477 with dependents and $2,910 without.
| Pay grade | With dependents | Without dependents | Per year (with) |
|---|---|---|---|
| Enlisted | |||
| E-1 | $3,282 | $2,589 | $39,384 |
| E-2 | $3,282 | $2,589 | $39,384 |
| E-3 | $3,282 | $2,589 | $39,384 |
| E-4 | $3,282 | $2,589 | $39,384 |
| E-5 | $3,477 | $2,910 | $41,724 |
| E-6 | $3,744 | $3,102 | $44,928 |
| E-7 | $4,032 | $3,288 | $48,384 |
| E-8 | $4,344 | $3,537 | $52,128 |
| E-9 | $4,755 | $3,606 | $57,060 |
| Warrant officers | |||
| W-1 | $3,765 | $3,225 | $45,180 |
| W-2 | $4,158 | $3,534 | $49,896 |
| W-3 | $4,545 | $3,618 | $54,540 |
| W-4 | $4,833 | $3,807 | $57,996 |
| W-5 | $5,181 | $4,101 | $62,172 |
| Officers with 4+ years enlisted | |||
| O-1E | $4,089 | $3,474 | $49,068 |
| O-2E | $4,488 | $3,591 | $53,856 |
| O-3E | $4,887 | $3,735 | $58,644 |
| Officers | |||
| O-1 | $3,516 | $3,084 | $42,192 |
| O-2 | $3,741 | $3,417 | $44,892 |
| O-3 | $4,533 | $3,642 | $54,396 |
| O-4 | $5,301 | $4,053 | $63,612 |
| O-5 | $5,853 | $4,389 | $70,236 |
| O-6 | $5,904 | $4,524 | $70,848 |
| O-7 | $5,952 | $4,605 | $71,424 |
| O-8 | $5,952 | $4,605 | $71,424 |
| O-9 | $5,952 | $4,605 | $71,424 |
| O-10 | $5,952 | $4,605 | $71,424 |
Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.
Other housing areas in Massachusetts
Boston, MACape Cod-Plymouth, MAFitchburg, MAHampden County, MAHanscom AFB, MAMartha's Vineyard, MANantucket, MAWorcester, MA
Source:
- DTMO — BAH Rate Lookup and 2026 rate file (BAH-ASCII-2026.zip) (downloaded 31.10.2026)
- DTMO — Basic Allowance for Housing (2026)