SPECOPSLAB
Official DoD ratesHousing area MN158 · 74 ZIP codes · last verified 2026-10-31

Duluth, MN
BAH 2026

Monthly Basic Allowance for Housing in Duluth, MN for every pay grade. An E-5 gets $2,064 with dependents and $1,653 without.

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Pay gradeWith dependentsWithout dependentsPer year (with)
Enlisted
E-1$1,917$1,455$23,004
E-2$1,917$1,455$23,004
E-3$1,917$1,455$23,004
E-4$1,917$1,455$23,004
E-5$2,064$1,653$24,768
E-6$2,334$1,782$28,008
E-7$2,355$1,923$28,260
E-8$2,364$2,124$28,368
E-9$2,433$2,196$29,196
Warrant officers
W-1$2,352$1,878$28,224
W-2$2,361$2,121$28,332
W-3$2,373$2,208$28,476
W-4$2,457$2,328$29,484
W-5$2,583$2,343$30,996
Officers with 4+ years enlisted
O-1E$2,358$2,061$28,296
O-2E$2,367$2,181$28,404
O-3E$2,478$2,325$29,736
Officers
O-1$2,106$1,767$25,272
O-2$2,331$2,019$27,972
O-3$2,370$2,232$28,440
O-4$2,619$2,331$31,428
O-5$2,808$2,346$33,696
O-6$2,829$2,349$33,948
O-7$2,847$2,376$34,164
O-8$2,847$2,376$34,164
O-9$2,847$2,376$34,164
O-10$2,847$2,376$34,164

Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.

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