Official DoD ratesHousing area IL325 · 298 ZIP codes · last verified 2026-10-31
Chicago, IL
BAH 2026
Monthly Basic Allowance for Housing in Chicago, IL for every pay grade. An E-5 gets $3,438 with dependents and $2,736 without.
| Pay grade | With dependents | Without dependents | Per year (with) |
|---|---|---|---|
| Enlisted | |||
| E-1 | $3,174 | $2,415 | $38,088 |
| E-2 | $3,174 | $2,415 | $38,088 |
| E-3 | $3,174 | $2,415 | $38,088 |
| E-4 | $3,174 | $2,415 | $38,088 |
| E-5 | $3,438 | $2,736 | $41,256 |
| E-6 | $3,702 | $2,937 | $44,424 |
| E-7 | $3,723 | $3,186 | $44,676 |
| E-8 | $3,732 | $3,498 | $44,784 |
| E-9 | $3,771 | $3,567 | $45,252 |
| Warrant officers | |||
| W-1 | $3,720 | $3,090 | $44,640 |
| W-2 | $3,729 | $3,495 | $44,748 |
| W-3 | $3,741 | $3,579 | $44,892 |
| W-4 | $3,795 | $3,696 | $45,540 |
| W-5 | $3,900 | $3,708 | $46,800 |
| Officers with 4+ years enlisted | |||
| O-1E | $3,726 | $3,435 | $44,712 |
| O-2E | $3,735 | $3,552 | $44,820 |
| O-3E | $3,810 | $3,693 | $45,720 |
| Officers | |||
| O-1 | $3,477 | $2,907 | $41,724 |
| O-2 | $3,699 | $3,354 | $44,388 |
| O-3 | $3,738 | $3,603 | $44,856 |
| O-4 | $3,927 | $3,699 | $47,124 |
| O-5 | $4,086 | $3,711 | $49,032 |
| O-6 | $4,122 | $3,714 | $49,464 |
| O-7 | $4,152 | $3,756 | $49,824 |
| O-8 | $4,152 | $3,756 | $49,824 |
| O-9 | $4,152 | $3,756 | $49,824 |
| O-10 | $4,152 | $3,756 | $49,824 |
Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.
Other housing areas in Illinois
Champaign/Urbana, ILGreat Lakes Navtracen, ILPeoria, ILRock Island, ILScott AFB, ILSpringfield/Decatur, IL
Source:
- DTMO — BAH Rate Lookup and 2026 rate file (BAH-ASCII-2026.zip) (downloaded 31.10.2026)
- DTMO — Basic Allowance for Housing (2026)