SPECOPSLAB
Official DoD ratesHousing area MD128 · 31 ZIP codes · last verified 2026-10-31

Annapolis, MD
BAH 2026

Monthly Basic Allowance for Housing in Annapolis, MD for every pay grade. An E-5 gets $2,928 with dependents and $2,475 without.

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Pay gradeWith dependentsWithout dependentsPer year (with)
Enlisted
E-1$2,757$2,280$33,084
E-2$2,757$2,280$33,084
E-3$2,757$2,280$33,084
E-4$2,757$2,280$33,084
E-5$2,928$2,475$35,136
E-6$3,228$2,601$38,736
E-7$3,303$2,763$39,636
E-8$3,384$2,991$40,608
E-9$3,546$3,075$42,552
Warrant officers
W-1$3,246$2,709$38,952
W-2$3,336$2,988$40,032
W-3$3,441$3,087$41,292
W-4$3,585$3,237$43,020
W-5$3,762$3,321$45,144
Officers with 4+ years enlisted
O-1E$3,315$2,925$39,780
O-2E$3,423$3,054$41,076
O-3E$3,612$3,219$43,344
Officers
O-1$2,970$2,586$35,640
O-2$3,225$2,874$38,700
O-3$3,438$3,114$41,256
O-4$3,822$3,300$45,864
O-5$4,101$3,342$49,212
O-6$4,134$3,417$49,608
O-7$4,164$3,477$49,968
O-8$4,164$3,477$49,968
O-9$4,164$3,477$49,968
O-10$4,164$3,477$49,968

Rates in U.S. dollars per month, effective 1 January 2026. O-1E to O-3E: officers with more than four years of active enlisted or warrant officer service.

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